Tiered wallets with KYC levels, limits and controls
SolutionsWallet Engine
محرك المحافظ الرقمية
Launch digital wallets under your brand.
The engine behind a licensed wallet: tiered accounts, limits, funding, transfers, cards and a real-time ledger, run from one console.
Key capabilities
Everything in one platform.
Fund and cash out by card, bank and agent networks
P2P transfers, request to pay and QR
Virtual and branded physical cards
Bills, airtime and fee payments
Real-time balances, reconciliation and reporting
Customer journey
Five steps, as your customers see them.
1Mobile numberLanguage, terms and number
2VerifyOne-time code by SMS
3Scan IDDetails read automatically
4SelfieFace match and liveness
5Secure PINWallet ready, limits upgraded
Screens are illustrative mock-ups with sample data.
Wallet console
Tiers, limits and controls, by configuration.
Set wallet tiers by KYC level, with limits that upgrade as customers verify more.
- Basic, Plus, Business and Family wallets
- Daily, monthly and per-transaction limits
- Live view of wallets, top-ups and transfers
- Maker-checker approvals and full audit trail
Money in, money out
Every way to fund, send and spend.
Customers fund and cash out through cards, banks and agents, then pay anywhere.
- Fund by card, bank transfer or agent
- P2P transfers, request to pay and QR
- Virtual and branded physical cards
- Bills, airtime and government fees
Operations
Everything a licensed wallet needs to run.
Real-time ledger
Double-entry balances for every wallet, updated as money moves.
Reconciliation
Daily matching with banks, agents and card schemes.
AML and fraud
Screening, transaction monitoring and case management.
Fees and pricing
Configurable fees, commissions and promotions per tier.
Statements and reports
Customer statements and regulatory reports on demand.
Open APIs
Connect partners, billers and your core banking system.
Ready to launch Wallet Engine?
Book a demo and a solution architect will walk you through it on your own use case.
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