Wallet, virtual and physical cards, and transfers
SolutionsSuper App for Consumers
التطبيق الشامل للأفراد
Money, shopping and community, in one place.
A white-label super app for everyday life. Customers join with eKYC in minutes, then pay, send, save and shop, and come back every day.
Key capabilities
Everything in one platform.
Bills, top-ups and government fees
Remittance to family abroad
Gold, stocks and saving boxes
Instalments, pay later and money circles
Lifestyle MiniApps: mall, pharmacy, travel, eSIM
Customer journey
Five steps, as your customers see them.
1JoineKYC sign-up and a secure PIN
2Fund and sendCard, bank or agent; send to anyone
3PayBills, top-ups, QR and merchants
4Shop and saveOffers, marketplace and travel
5GrowInvest, save and earn points
Screens are illustrative mock-ups with sample data.
Digital onboarding · eKYC
A verified account in minutes.
No branch visit. Checks run in the background through your choice of KYC, screening and identity providers.
- Mobile number and one-time code
- ID scan with details read automatically
- Selfie with face match and liveness
- Secure PIN and upgraded limits
MiniApps in action
One app, every daily need.
Remittance, bills, gold, eSIM and pay later, each a MiniApp you switch on by configuration.
- Send money home, fast
- Pay bills and top up in seconds
- Buy and save in gold
- Travel data and split any purchase
MiniApps
Switch on what your customers need next.
Super App for Consumers
50+Financial services
- Payments and cards
- Remittance
- Gold and stocks
- Fractional investing
- Saving boxes
- Instalments and mBNPL
- Money circles
Commerce
- Mall
- Bills and top-up
- Insurance marketplace
- Pharmacy
- Transport and travel
- eSIM market
- Gift cards
Communities and social
- Sporting clubs and events
- University campus
- Residential compounds
- Ticketing
- Donations and e-Waqf
- Family banking
Everyday services
- Islamic utilities
- Loyalty points
- Health tracker
- Currency FX
- Real estate
- Government services
Why it matters
What the architecture gives you.
Launch MiniApps by configuration
Use-case registry, rule engine and channel manifest, with no new app release.
Two ways to deploy
An integration bridge on top of your systems, or a full CMS with segments, campaigns and loyalty.
Plug in any partner
Contract-first integration by REST, SOAP, webhooks, SFTP or files.
Resilient by design
Retries, dead-letter queues, governed replay and callback processing.
Zero-trust edge
WAF, DDoS protection, API gateway, SSO, mTLS and rate limits.
Observable and cloud-native
OpenTelemetry, Prometheus and Grafana, secrets in Vault, delivered on Kubernetes.
Ready to launch Super App for Consumers?
Book a demo and a solution architect will walk you through it on your own use case.
More solutions
Explore the platform.
التطبيق الشامل للتجار
Super App for Merchants
20+ MiniApps to run a business
Explore the full solution →السوق الإلكتروني ومنشئ المتاجرMarketplace & StoreBuilder
Multi-vendor commerce with escrow
Explore the full solution →محرك المحافظ الرقميةWallet Engine
Licensed wallets, from eKYC to ledger
Explore the full solution →محرك الاشتراكاتSubscription Engine
Recurring billing, retries and dunning
Explore the full solution →إدارة الاحتيالFraud Management
Real-time rules, risk scores and cases
Explore the full solution →محرك الترميزTokenization Engine
Card tokens in an HSM-backed vault
Explore the full solution →