Plan
Fixed, tiered, usage-based, hybrid and instalment plans
SolutionsSubscription Engine
محرك الاشتراكات
Recurring revenue on autopilot.
Plans, card-on-file billing, smart retries and dunning for banks, fintechs, telcos and the merchants they serve.
What it does
One engine, end to end.
Bill
Billing runs by cycle, date and time zone
Collect
Card tokens, wallets, direct debit and request-to-pay
Recover
Smart retries and dunning by decline reason
Serve
Self-service portal and app for subscribers
Grow
MRR, churn and recovery analytics
How it works
From sign-up to renewal.
- 1SubscribeCustomer picks a plan in the app, on the web or in store
- 2AuthoriseCard tokenised, or wallet or debit mandate set up
- 3BillInvoice generated on the cycle date
- 4ChargeMerchant-initiated payment through the gateway
- 5RecoverSmart retry and dunning if a charge fails
- 6RenewReceipt sent, next cycle scheduled
Plans & pricing
Any plan your business can imagine.
New plans by configuration, with an invoice preview before they go live.
- Fixed, tiered, usage-based and hybrid plans
- Instalments, prepaid and automatic wallet top-ups
- Free trials, proration, coupons and late fees
- Price changes approved by a second person and versioned
Smart retries & dunning
Recover failed payments automatically.
Retries are timed by decline reason and aligned with paydays and wallet top-ups.
- Different timing for low funds, expired cards and outages
- Expired cards refreshed before the next charge
- Dunning by SMS, email and push, with update-card links
- Hard declines stop retries; suspected fraud goes to review
Subscriber self-service
Customers manage their own plans.
A MiniApp inside your super app, or a hosted page under your brand.
- All plans, due dates and the payment method in one place
- Upgrade with the prorated charge shown
- Pause instead of cancel
- Fix a failed payment by updating the card
Use cases
Wherever payments repeat.
Streaming & digital
Video, music, news, gaming and SaaS subscriptions
Utilities & telcos
Water, power, internet and mobile bundles on auto-pay
Education
Tuition and school fees in term instalments
Insurance
Monthly premiums with grace periods
Fitness & clubs
Memberships with freeze and resume
Government
Instalments for fees, taxes and permits
Screens are illustrative mock-ups with sample data.
Ready to launch Subscription Engine?
Book a demo and a solution architect will walk you through it on your own use case.
More solutions
Explore the platform.
التطبيق الشامل للأفراد
Super App for Consumers
50+ MiniApps for everyday life
Explore the full solution →التطبيق الشامل للتجارSuper App for Merchants
20+ MiniApps to run a business
Explore the full solution →السوق الإلكتروني ومنشئ المتاجرMarketplace & StoreBuilder
Multi-vendor commerce with escrow
Explore the full solution →محرك المحافظ الرقميةWallet Engine
Licensed wallets, from eKYC to ledger
Explore the full solution →إدارة الاحتيالFraud Management
Real-time rules, risk scores and cases
Explore the full solution →محرك الترميزTokenization Engine
Card tokens in an HSM-backed vault
Explore the full solution →